Money Saving Academy

For a lady, how important a bag is ? Frankly speaking, many ladies have this experience: unless you buy any thing in a small lane, or you needn’t take your bags. When you go out,if you don’t take your bag, there is a anonymous insecure feeling.The application of the bag :you can use it to store and protect sth you will take out, what’s more, that’s an elegant cursor for a whole style.

I have ever heard a word from a director of brand-name garment. He said he judged a customer ’s purchasing power, not from the her whole dress but from her bags. He thought selecting and collocating a bag is more difficult than dressing up oneself. Thus, i know the importance of a bag.

Quantity: Try to take one bag.

From head to heel,if you take one bag, then you will look very smart. If too many things you need to take, you can divide into two bags. You had better carry one bag on your shoulder and take a bag.In addition, the size between backpack and handbag must be different, meanwhile, you should avoid using backpack and handbag in a same brand and style. At this rate, the whole style will look more lively and charming.

People used to consider bag colour should follow the shoes and leather belt. They thought that was a good collocation way. Thus, this collocation is not absolute. Actually, bag can collocate with clothing, leather belt, shoes freely, even it can match with scarf mutually.

Colour in same system. Collocation: Bags and clothing can collocate with the light by deep colour in the same colour system, which can create very elegant feeling, such as: Deep coffee Colour suit+Camel bag

Contrastive colour=)Collocation: The colour between bag and clothing can be contrastive strongly.In that way,it will be a very eye-catching collocation. Such as: Black suit+Red leather belt+Red bag+Black high-heel shoes.

Neutral color+ ornamental colour =)collocation: garment in neutral color & bag in ornamental colour . This style makes you salient in the crowd. Such as Camel ensemble+Azure bag+ Camel high-heel shoes.

Correspond to the dye printing of the clothing: The bag colour can be a colour of dye printings : Such as the ensemble in olive green and coffee dye printing+bag in coffee colour+high-heel shoes in coffee colour.

1. Make Products Work Double-Duty

The beauty industry would like us to buy a different product for every body part and use, but most of the items in your makeup stash can pull a double duty. Some easy ways to shave pennies off your beauty budget include:

* Don’t buy eye cream - a gentle face moisturizer can also be used under your eyes (though moisturizer with sunscreen may irritate very sensitive skin).
* Forget about buying eyeliner. With a small, angled brush and a little water, your eyeshadows can work as eyeliner, instead.
* Got a stick of Palmer’s Cocoa Butter or a tin of Smith’s Rosebud Salve? You can use these products as a lip balm, frizz tamer, skin smoother and blemish healer.
* Put that jar of Vaseline to work as lip gloss and much more.
Find out how to look your best - and stick to your budget - with these five money-saving beauty tips.
1. Make Products Work Double-Duty
The beauty industry would like us to buy a different product for every body part and use, but most of the items in your makeup stash can pull a double duty. Some easy ways to shave pennies off your beauty budget include:

* Don’t buy eye cream - a gentle face moisturizer can also be used under your eyes (though moisturizer with sunscreen may irritate very sensitive skin).
* Forget about buying eyeliner. With a small, angled brush and a little water, your eyeshadows can work as eyeliner, instead.
* Got a stick of Palmer’s Cocoa Butter or a tin of Smith’s Rosebud Salve? You can use these products as a lip balm, frizz tamer, skin smoother and blemish healer.
* Put that jar of Vaseline to work as lip gloss and much more.
2. Buy Less
It seems like a no brainer, but most of us don’t even know what we’ve got stashed in the far reaches of our bathroom cupboards. Do a little cleaning/organizing and you may find out that you’ve got enough moisturizer to last for a decade. Resist the urge to buy new duplicates until you’ve actually run out (you’ve survived this long without whatever the next must-have product will be, so you can make it a little longer). Another way to buy less is to get as many freebies as possible - most cosmetics counters will give you samples, so make a habit of swinging by the high-end counters on your mall trips (some of you shopaholics may not be able to do this without a purchase, so ready your willpower before attempting).
3. Use Less
Most of us use less foundation in the summer and more moisturizer in winter, but we can shave a few pennies off of our spending by being more conscientious about how much of everything we’re using (or wasting). Slathering lip balm on my lips is practically a habit, so just eliminating a few unnecessary swipes each day could help it last a lot longer. From shampoo to lipstick, moisturizers and concealers, try cutting your normal portion in half to see if it does the trick. Don’t be afraid to use a Q-tip to get every last bit of that expensive eye cream out of the jar before you toss it, or to try stretching a product by mixing it with a cheaper version.
4. Know When to Splurge or Save
The economy is forcing most of us reign in our spending, but that doesn’t mean we have to give up all of our favorite products. If you’ve got an expensive moisturizer you aren’t willing to abandon, for example, you can offset the cost by switching to a budget mascara or a drugstore concealer. You’ll feel better about your splurge items by making some concessions in other areas, and you might find new, cheaper products that work just as well, to boot!
5. Make Your Own Products
Mixing lip balms, hair creams or moisturizers from kitchen ingredients isn’t for me (a mayo-coated hair incident years ago cured me from such experimentation), but there are plenty of DIY beauty recipes for those willing. Even those of us who’d prefer not to be in the kitchen any more than we have to might be willing to try some of these at-home beauty substitutions or tricks:

* Use toothpaste or OTC cortisone cream on blemishes (eye drops can get the red out of them, as well)
* Dab a bit of olive oil on very rough/dry patches of skin
* Out of de-puffing eye cream? Chill a couple of spoons in the freezer and place over your eyes
* Use canola oil as a cheap hot oil hair treatment
* Try sesame oil for stretch marks

Source from: http://budgetstyle.about.com

When bad times are looming, does your beauty regime have to suffer? Here’s how you can stretch your dollar.
1. Use a lip brush to apply your lipstick. Firstly, with a lip brush, you will apply a thinner layer of lipstick than if you were to apply it straight out of the tube. Secondly, you can scrape out every last bit of your lipstick with your lip brush, preventing wastage. Waste not, want not.

2. Go easy on the foundation. No need to apply a thick mask on your face. Be brave on go more natural. That is the look this season anyway. Apply the minimum amount of foundation needed to even your skin tone and blend well into your skin. Using less foundation will make what you already have go a long way.

3. Skip the sodas and canned drinks. Replace these with water. Water hydrates your skin from within and is free anyway.

4. Instead of using an expensive hair conditioner to make hair shine, mix a tablespoon of cider vinegar with water. After rinsing away the shampoo with ordinary water, pour this cider vinegar water over your hair as a final rinse.

5. Do you really need an expensive mascara? Of all the makeup products, mascara is the one you can stinge on because the secret to a mascara lies in its brush, not so much the formula. Cheap brands like Maybelline have very good mascaras. Just make sure you use a clean mascara wand salvaged from an old tube of mascara you have thrown away, to separate your lashes after each application.

6. Can your skin only take premium, very expensive skincare products. You might be able to away with a home made cleanser. Try cleansing your face with milk and honey, if you are not allergic to any of these.

7. If you love luxury brands, you can still get premium beauty products within a tighter budget. Just go for the best deals.

Source from: http://www.buzzle.com

A smart woman is a beautiful woman. It’s not exactly news that beauty products are costly, and can really add up once you reach the check-out stand. A few weeks ago I was the local drug store (Not the mall, beauty superstore, or department store, mind you!) and found myself putting items back as the cashier rang it up!

Renewing my so-called “essentials” was going to cost me over $100.00! The good news is, there are ways around it without any great sacrifice. It’s all about being creative and following a few simple tips. Remember: Being an educated, frugal-minded woman does not mean missing out on fun, feminine, and very well deserved beauty treatments.

Cosmetics

1. Go generic- The only sacrifice here is the packaging. The majority of popular beauty items are available in a generic version (usually stocked right next the name brand). So long as you compare the ingredients, this is an easy switch.
2. Double up- Many drugstore and superstore chains, particularly Target, will carry special packaging for cosmetics from time to time with two of the products in one package for the same price. Scour the aisle looking for this deal, and save the cost of that cosmetic product next time you need it
3. Compare prices online- Check out drugstore.com and compare that price with the one at your favorite drugstore. This also applies to medications, baby products, and other items stocked at Walgreens, CVS and other national drugstores.
4. Mineral make-up- These natural products are great because a little goes a long way.

Body care

1. Invest in quality tweezers- Usually around $18.00, and do your eyebrows at home. Waxing treatments are around $10.00, so this will pay for itself with just four uses. This is one area where skimping doesn’t save you. High quality tweezers will last forever, cheap ones don’t get the job done.
2. Multi-use products- Try a tinted moisturizer, and eliminate the need for base or foundation. Get products that contain SPF and you can skip buying that special facial sunscreen in the summer months.
3. Check the gentlemen’s section- Women’s shaving creams are often twice as much as the men’s, and the razors can cost $1.00 more than the men’s equivalent. Do you really want to pay the difference just to have a pink razor?

Haircare

1. Go the the schools- Students at luxury schools such as Aveda, Tony & Guy, and Paul Mitchell will give you professional, indulgent cuts and colors for a fraction of the price. Remember, the students here have to reach a certain level of knowledge before being allowed to perform at the school salons.
2. Shampoo less- Its actually good for dry and normal hair to wash it every other day to let the natural oils do their job. This will stretch the life of your shampoo 50%
3. Alternate products- If you use an expensive shampoo or conditioner, alternate it with a cheap shampoo and stretch the life of shampoo.
4. Check the end caps - They sometimes have promotional packages for new products that contain either a “buy one get one free” shampoo, or a conditioner and shampoo set.
5. Deep cleanse with baking soda- Add a small amount of baking soda to shampoo to deep clean, degrease and remove build up from hair.
6. Go back to your roots- Go back to your natural hair texture and color to eliminate the need for costly coloring, highlights, perms, relaxation and straightening treatments
7. Bring in your own color- Get professional, beautiful color with a one-time large investment fee by picking out the shade you want at the drugstore, and bringing it into your salon. Have the hairdresser do the initial coloring, and you can do touch-ups from this point on using the same box.

Miscellaneous-

1. Shop at the dollar store- They have an ever-changing and seemingly endless line of razors, shaving creams, and scented lotions. This also applies to haircare products and cosmetics. Even if you have to have the luxury item for some products, try stocking up on things you use less often such as hairspray, hand-sanitizer and fingernail polish. Other discount chains like Big Lots, Family Dollar, and Dollar General are worth checking out. Do try to stick to brand names that dollar stores stock, like Suave, and avoid questionable products.
2. Use coupons- Check your junk mail, Sunday paper or the online sources such as Cool savings, Wow Coupons and Smart Source that I mention so often for deals at grocery, drug, and superstores. Also check out Beauty Coupon Codes for deals on department store and luxury items and Sally Beauty Supply for reasonable priced, semi-luxurious products.

DIY treatments- These can be made super-cheap with items you already have in your kitchen and home. Try one today and have an indulgent and luxurious spa treatment for a small cost.

HAIR TREATMENTS

* Shine treatment- Mix beer or vinegar with water, and rinse through your after shampooing.
* Tropical conditioning treatment- Combine 1 overripe and pitted avocado with 1/2 cup coconut milk and 2 drops of lemon oil. Mash and apply to hair for 20-30 minutes. For added conditioning treatment, cover with plastic shopping bag and blow dry.
* Honey-Apricot deep conditioning treatment- Blend one pitted apricot, 2 tbsp… honey, and 1 tbsp….. apricot juice or oil into a blender. Apply to clean hair, and cover with plastic wrap or plastic shopping bag. Leave on for 30-45 minutes, and rinse with water.
* Build up removing rinse- Simply mix 1/4 cup vinegar and 1 cup of water. After shampooing, rinse hair twice with plain water, and use this mixture on the final rinse.
* Indian shine rinse- Rinse clean hair with 2 tbsp…. malt vinegar and gently towel dry.
* Maximum body hair treatment- In a kitchen bowl, combine 2 tbsp…. molasses, 2 tbsp…. plain (unflavored) gelatin,1 tbsp…. beer (works best if you open the can/bottle, and let it sit in the fridge until flat) 1 tbsp…. condensed milk, and 1 tsp. sugar. Apply to hair, and cover with thick towel. Let it soak in hair for at least 20 minutes. Rinse and style.

BODY & FACE TREATMENTS

* Moisturizing banana-avocado mask- Combine 1/2 each: overripe banana, and avocado (pitted) with 1 tsp.. olive or soybean oil and 2 tbsp… full fat, plain yogurt. Mash to a pulp. Leave on face & neck 25 minutes or until dry. Rinse well with warm water.
* Sunflower seed shower scrub- In a food processor, coffee grinder, or blender, combine 1/2 cup shelled and rinse sunflower seeds. Create a paste with water, and store in an airtight container. Let it cool in the refrigerator for at least 12 hours. Massage into skin.
* Exfoliating espresso facial- In a large bowl, combine 1/2 cup coffee grounds, 1/4 cup sugar, and 2 tbsp…. oil. Apply to face, rubbing in a circular motion. Rinse with lukewarm water.
* Purple grape wrinkle releaser- Turn purple grapes (the seeded variety) into a pulp using a blender or food processor. Apply to face, paying attention to areas such as crows feet. Let penetrate skin for 15-20 minutes, and rinse with water. For maximum results, do this daily.
* Moisture restoring Mediterranean paste- In a small bowl, combine 1 egg yolk, 1-2 tbsP. olive oil, and a few drops of lemon juice. Let sit on skin for 10 minutes. Rinse with warm water. Gentle enough to use daily.
* Eye brightening treatment- Wrap cooled and grated raw potato in a cheesecloth, and let sit on eyelids for 15-20 minutes. Rinse and wash face.

Source from: http://billeater.com/tips/low-budget-beauty

Seeking a way to look her best is a challenge for any woman. While most women wear makeup at some point in their lives, the type of makeup they wear may change often. Many women buy make up at the department store only to find when they get it home it is just not their style. In fact, most women will tell you that they spend a lot of money on makeup that they never wore more than once or twice. Cheap makeup can allow women to try a color or product they are unsure of without them spending a lot of money.
Before you spend hours walking through malls and meandering through crowds at discount retailers, consider searching the Internet for some of the best deals in cheap makeup. One of the most popular sites for cheap makeup is www.buymebeauty.com. This online store features a wide range of brands from L’Oreal to Maybelline. If your favorite makeup was discontinued by your local department store or discount retailer, you may find it on www.buybeauty.com. The store has hard-to-find discontinued items at cheap prices. The store also features clearance items on some of the top brands.
If shipping costs keep you from wanting to buy your makeup online, www.cosmeticlot.com offers free shipping on orders over $50. You can find the top names in cosmetics such as Estee Lauder, Lancôme and Clinque. The products are guaranteed fresh and genuine. You can also find a good selection of fragrances and skin care products.
You can also find cheap, department store brand makeup on www.strawberrynet.com. The site will feature newer products that may be hard to find in the department store. The site also has special offers and closeout specials.
If you want to compare cheap makeup prices, www.nexttag.com is the place to go. Simply type in the product you are looking for and the site will show you the cheapest prices and where you can find them online.
Remember that if you order your makeup on line, you need to add shipping costs. Many sites (like www.cosmeticlot.com) will offer free shipment after you have ordered a certain amount. To save on shipping costs, it is recommended you stock up to take advantage of the cheaper makeup prices and save on the shipping costs. Even though most companies will replace the product if it is lost or damaged in shipping, it can be frustrating to open your package and find a shattered bottle or broken cosmetic case. Find out the company’s policy on items that are damaged in shipping. Some cosmetics come with an expiration date, so check the date on your package before you put it on your face. Find out if the company guarantees the products you receive will be fresh and not some overstock from a department store that is outdated.
If you have a favorite department store brand, check out the company’s website. Often by registering on the company’s website you will be alerted to special deals offered. You find out about the latest products before they are on the market and you can often purchase these at a discount price.
Many department stores offer free makeup with the purchase of a fragrance or other products. Check the in-store display or your local newspaper for these special offers. Sometimes these gifts are valued at $25 or more.
You can find the cheapest makeup at discount retailers. Brands like Maybelline and Cover Girl are priced 10 to 25 percent lower than more expensive department store brands. While many feel the cosmetics lack the quality of their higher price counterparts, many women would not change their brand even if they were offered a more expensive product for free. Many discount retailers also offer special sales on these products. You can also check your Sunday newspaper for coupons.
Before purchasing any makeup product, see if you can get a sample either online or in the store. Many women are allergic to certain makeup products and often do not find out until they have purchased and opened the product, making it difficult to return to the retailer. No matter how cheap the makeup is, it is not a good deal if it causes itching or rashes.
Finding a way to look her best is challenge for any woman. While most women wear makeup at some point in their lives, the type of makeup they wear may change often. Many women buy make up at the department store only to find when they get it home it is just not their style. In fact, most women will tell you that they spend a lot of money on makeup that they never wore more than once or twice. Cheap makeup can allow women to try a color or product they are unsure of without them spending a lot of money.
Source: http://www.thehealthypocketbook.com